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Zero Pay is your ‘One-Stop-Shop’ for eliminating Credit Card Processing Fees

With our 30-day No Risk Guarantee, we want to earn your business for life…even without a contract.

ZeroPay Cash Discount Program Credit Card Processing
ZeroPay Cash Discount Program Credit Card Processing
ZeroPay Cash Discount Program Credit Card Processing


Eliminate Credit Card Processing Fees - for good!

Want to accept credit cards, without the fees? Eliminate 90-100% of your fees by giving your customers a Cash Discount Program that gives them an alternative to paying with credit cards. Add our patented CASH DISCOUNT software & hardware technology and watch your profits grow.

ZeroPay Cash Discount Program Credit Card Processing

Zero Fee Credit Card Processing | United States | Zero Pay Solutions

What is ZeroPay Cash Discount?

ZeroPay Cash Discount Program Credit Card Processing
ZeroPay Cash Discount Program Credit Card Processing
ZeroPay Cash Discount Program Credit Card Processing

Accepting Card Payments Should Be Easy and Affordable!

We know that the ever-increasing credit card processing fees that businesses are paying is OUTRAGEOUS. We also know that business owners are tired of always having to negotiate lower pricing with their existing processing provider. 


Our Zero Pay Cash Discount Program now provides business owners with a ‘permanent’ solution to virtually eliminate these over-bloated fees by giving their customers the ‘incentive’ to pay with CASH and receiving a CASH DISCOUNT. In doing so, businesses across the country are now eliminating 90-100% of their processing fees!

How It All Works

To help merchants to dramatically reduce processing fees, we pre-program our terminals and POS systems with our patented software to process customer cash and credit card payments. For customers who pay with cash, we will automatically apply a “cash discount” to the transaction. For card-paying customers, a small “service fee” is applied for the convenience of paying with a credit card. This service fee that you will collect will then offset your credit card processing rate that is applied to your account, thus eliminating most of your processing fees. All printed terminal receipts that your customer receives will reflect the cash discount or the service fee that is applied to each transaction.


Worried about losing business from card-paying customers? NO worries! Merchants also have the option of ‘toggling on or off’ their terminal if they do not want to apply the small service fee to any of their loyal card-paying customers.

Merchants Increase Profits and Sales Revenues

Our main objective is to help businesses to increase their bottom-line profitability in order to help them to grow and prosper.  Zero Pay provides a 30-DAY NO RISK GUARANTEE. If you are not satisfied with the dramatic savings we will provide, you can cancel your account at any time. There is NO long term contract – NO cancellation fee. We can also switch you to our traditional pricing model and provide you with lower pricing and greater savings as compared with your previous processing provider. NO Risk – NO Hassles

Who We Are

Since 1997, Zero Pay has remained on the forefront of the credit card payment technologies landscape.  At Zero Pay, we are the ‘one-stop-shop’ for providing business owners with all of the credit card payment services they will need to increase their sales revenues and minimize the costs for processing credit card payments. With unrivaled customer support, state-of-the-art equipment and affordable processing packages – we make accepting credit card payments fast and simple.


With our ‘Zero Pay’ Cash Discount Program, we help thousands of businesses nationwide to eliminate 90-100% of their credit card processing fees. Our unique and proprietary cash discount software technology enables us to program our credit card processing terminals and POS systems based on your specific business needs, enabling you to dramatically reduce your credit card processing fees. Quite simply, our clients no longer have to worry about ever-increasing costs of payment processing.  NO Gimmicks – NO Hidden Fees – NO Hassles. 


Plus... we provide a 30-day NO RISK GUARANTEE – if not happy with our Cash Discount Program, you can cancel at any time with NO cancellation fees!


From a credit card merchant account to credit card terminals and POS systems, we can help you grow your business and increase profitability. Zero Pay stands among the industry leaders, representing multiple processors and providing all types of merchants with a variety of credit card processing services and products.


Contact us today so we may assist you with helping your business to increase your overall profits and sales revenues, as well as lower your credit card processing costs.

What We Do
Our Values

At Zero Pay, we recognize the importance of creating complete trust between merchants and their credit card merchant services provider. We know that credit card processing is a large portion of your gross sales and we strive to be more than just a credit card processing partner. In doing so, we offer many peripheral products and value-added services (some are available for FREE) which will help you focus on helping your business grow and prosper.



  • Zero Pay has been a reputable and trust worthy merchant services provider since 1997

  • Our Zero Pay foundation is based on corporate ethics, integrity and professionalism

  • Our Zero Pay management team has over 60 years of experience in the credit card processing industry

  • Zero Pay provides the latest EMV and PCI compliant credit card terminals and POS systems

  • Zero Pay has excellent 24/7 customer service, providing you with the world class support you deserve

  • Zero Pay provides multiple value-added products and services to help businesses grow

  • Zero Pay has an A+ Rating with the Better Business Bureau


You've Got Options

At Zero Pay, we make enrollment easy. Choose from multiple equipment options – at huge savings that you can truly appreciate!


Contact Zero Pay and we will tailor your Cash Discount Program that best meets your business needs. Upon enrollment, we will setup your account and your terminal will be shipped to your location within 48 hours.


Zero Pay has several terminal options to select from that are pre-installed with our proprietary Cash Discount technology. You will then be able to start offering a cash discount to your customers, right out of the box.


Merchants will immediately recognize the dramatic savings they will receive by eliminating most if not all of their processing fees. These savings can add up to literally thousands of dollars each year.


Cash Discount Program (CDC) Retail & Restaurant

We provide our merchants with options when determining their service fee to help them eliminate all of their costs. In most cases, a flat per-transaction fee is the best method, while other merchants have better results with a percentage-based fee. While we would prefer to eliminate all of your costs, some merchants like to split it with their customers. Below is our suggested service fees to help you eliminate all of your interchange costs.

*Credit and Debit sales apply. Must provide last 3 months statements in order to determine best pricing method.

ZeroPay Program Fee

To keep our fees reasonable for the size of your business, our program fees are tiered based on your overall volume.

*Increase monthly fee of $5.00 if using WiFi terminal.

How Much Can You Save In a Month? or an entire Year?

Find out with our SAVINGS calculator.

Here are just a few businesses we are helping to save thousands this year.

  • Donut Shops

  • Automotive Repair

  • Daycare Centers

  • News Stands

  • Municipalities

  • Event/Ticket Processors

  • Hair and Nail Salons

  • Dry Cleaning Services

  • Convenience Stores

  • Casual Dining

  • Takeout/Delivery Services

  • Quick Serve Restaurants 

What Our Customers Are Saying

ZeroPay Cash Discount Program Credit Card Processing

“I’ve been using the Cash Discount program for 8 months and have saved over 80% on my monthly credit card processing bill. I was concerned about losing some customers, but they do not mind paying a small fee when they use their credit card. I have received few complaints.”

ZeroPay Cash Discount Program Credit Card Processing

Before I signed up, my credit card processing fees were very high. Now they are almost gone. 

I also like that I can temporarily toggle off my terminal if a loyal customer of mine doesn’t want the small fee when they pay with a credit card. My customers keep coming back!

ZeroPay Cash Discount Program Credit Card Processing

“Customers don’t have any issues with the small $.79 service we charge. They know it is only pocket change and is less than ATM fees if they want to pay with cash.”

ZeroPay Cash Discount Program Credit Card Processing

“At first I was skeptical, but I liked their 30-day No Risk policy to verify their services. There is no question we have received a big boost in our monthly sales revenues. We also eliminated over 90% of our credit card processing fees which increased our bottom line profits. I am here to stay.”

Owner - Angel Cleaners

Owner - C&S Custom Jewelry

Owner - Fantasea's Seafood

Owner - El Carbonero


Got Questions?  We Have Answers!

Zero Pay Cash Discount Program FAQ’s - Please take a look at our more thorough list below.


Call Today For A Free Quote

833-ZEROPAY (833-937-6729)

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